Bank Better to Live Better
At Coastal Credit Union we say, “Bank Better to Live Better.” It’s an open invitation to bank with us because our products, services and outreach can help make nearly every aspect of life better. As a member-owned, community focused, not-for-profit financial institution, we believe in superior service, convenience and making financial products more equitable and accessible.
Why Choose Coastal Credit Union?
There isn’t just one reason to join Coastal Credit Union—there are multiple. Members may join for a particular product but typically discover so much more along the way. Every interaction with our Credit Union offers a chance to experience the many ways we deliver better products, services, and solutions.
Our member-centric approach sets us apart. When you join, you become an owner of the Credit Union and we call that a member! As a not-for-profit, we reinvest what we earn into opportunities for our members. From high-yield savings accounts to competitive loan options, each feature is thoughtfully designed to help you achieve your financial goals.
And it doesn’t stop there. We are deeply embedded in the community. Through ongoing support for local initiatives, we are committed to fostering financial literacy, improving quality of life, and making a difference for all.
Exclusive Membership Perks You Can Count On
When you join Coastal Credit Union, a world of benefits opens for you. Our Go Green Checking account, for example, offers early access to direct deposits and the opportunity to earn dividends on your balance.1 Wherever life takes you, over 30,000 free ATMs nationwide and 5,600 shared branches2 ensure your money is always accessible.
Enjoy exclusive member discounts, such as early presale tickets to concerts at Coastal Credit Union Music Park, or savings on Carolina Hurricanes games. When you purchase your Hurricanes tickets through our perks program a portion of the ticket sale helps our non-profit Foundation. These perks bring additional joy to your membership beyond financial benefits.
The Coastal Credit Union Foundation: Strengthening Our Community
The Coastal Credit Union Foundation is the philanthropic arm of the Credit Union, built as a separate entity, with its own board of directors. Their mission is to enrich the lives of our members in the communities we serve by providing financial support to 501c(3) organizations in all the North Carolina counties that Coastal Credit Union serves. The Foundation focuses on three key areas.
1. Promoting Financial Well-Being: Enhancing financial literacy and providing resources to ensure long-term stability.
2. Supporting Affordable Housing: Collaborating with organizations to create accessible and safe housing options.
3. Improving Access to Resources: Offering essential support to underserved populations, breaking barriers to opportunity.
In 2024, our Foundation proudly awarded nearly $1 million in grants to nonprofits across North Carolina. Whether it’s supporting local schools, addressing homelessness, or advancing financial literacy programs, Coastal is leading the way in community development.
Champion for Change
Becoming a Champion for Change is a great way to stay informed about our nonprofit grantees and support your community. As a member, you’ll be at the heart of our philanthropic journey. Stay informed about the Foundation’s grant applications, celebrate grant awards, and participate in our funding decisions for nonprofit organizations. Membership is complimentary and grants you lifetime access to our community.
Join Us in Making a Difference
Becoming a Coastal Credit Union member means more than opening an account. It’s about joining a financial cooperative that encourages mutual success and social impact. Together, we can achieve more, grow stronger and together, we can celebrate financial freedom and shared purpose.
Visit COASTAL24.com or stop by any branch and join today. Experience Coastal Credit Union, where financial dreams and a vibrant community thrive.
Federally Insured by NCUA.
1Not all direct deposits are eligible for Early Pay.
2The first five non-Coastal ATM withdrawals during a specific month are free of charge. Every withdrawal after is charged a $2.00 non-Coastal ATM fee. There is no fee (surcharge) from the ATM owner when you use a CO-OP, CashPoints or Sheetz ATM.
